Recent Posts
  • Three Things You Never Knew About A HECM Reverse Mortgage

    Three Things You Never Knew About A HECM Reverse Mortgage Reverse mortgages are available to senior homeowners 62 and over, even married couples.  The borrower will live mortgage payment free and always retain the title to the home.  There are many myths and misconceptions that surround reverse mortgages – but there are also some not-so-known perks to the loans.   […]

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  • Tips For Adult Children When Considering A Reverse Mortgage With Your Parents

    Tips For Adult Children When Considering A Reverse Mortgage With Your Parents If you are concerned for your aging parents or relatives as their home becomes too much to manage or too difficult to move about,reverse mortgage may be an option.  It is common for adult children to look into the reverse mortgage process for their […]

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  • Understanding Elder Law

    Understanding Elder Law Elder law is a relatively unknown segment of law and is often overlooked when seeking legal solutions.  But for some seniors and their families an elder law attorney may be exactly what they need.  Elder law is very broad and includes things like estate planning, probate, guardianship, real estate, nursing home neglect […]

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  • Will A HECM Reverse Mortgage Affect Social Security, Medicare & Pension?

    Will A HECM Reverse Mortgage Affect Social Security, Medicare & Pension? A very common concern among seniors and adult children when considering a reverse mortgage is how it will affect social security, medicare, and even certain pensions.  For many seniors, these benefits are a large part of their income. Fortunately, because the funds from a reverse mortgage are NOT considered taxable […]

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  • What Happens To A HECM Reverse Mortgage After The Owners Pass?

    A common question and concern surrounding reverse mortgage is what will happen to the home after the homeowners pass away?  Will the bank take possession?  Will it be allowed as inheritance?  Will it be possible to keep the home in the family?  Will the family of he deceased be held liable?  These are very valid […]

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  • How Adult Children Can Help Their Parents With A Reverse Mortgage

    Perhaps your parents raised you in the home they are now ambling about. As you see them begin to slow, or have to jump on a plane every time they wish to see you, thoughts of helping them to have an easier time come across your mind. After all they deserve at this time of […]

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  • Is In-Home Senior Care Right For You?

    In today’s fast-paced society, seniors are more independent than ever before.  Many develop strong community ties, visit with nearby family frequently and even open their homes to out-of-state family, embrace a close circle of friends, and through options such as reverse mortgage, are able to stay in their homes comfortably for far longer than ever before. […]

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  • Finding a HECM Reverse Mortgage Lender

    For many retirees, a reverse mortgage is a feasible option to living the golden years they always dreamed of, or for others it may be a path to living within a budget without the constraints and worry of excessive financial distress.  In order to qualify for a reverse mortgage, the individual must own their home, […]

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  • Can I Sell A Home With A Reverse Mortgage?

    Typically when a senior takes out a reverse mortgage loan on a home, they intend to age there.  But on occasion and for various reasons, the homeowners wants to or needs to sell the home before the loan comes due and payable.  So, what now? Although this is an important factor, it’s not nearly as daunting as it […]

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  • Considering Options: Nursing Home vs Reverse Mortgage

    In our society, the elderly and nursing homes go hand in hand.  But when speaking with elderly people, one of their biggest fears is being placed into a nursing home.  Who can blame them?  According to National Center on Elder abuse, one study interviewing 2,000 nursing home residents reported that 44% said they had been abused and […]

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